Valley Health Plan – Affordable Health Coverage 2022
Valley Health Insurance Plan – lowest premium in Santa Clara County
Valley Health Plan – Affordable Health Coverage 2022 – Hello, dear everyone in this post I will go over health insurance plans offered by the valley. A health plan in Santa Clara County and surrounding areas and we’ll try to make it easy for you to understand how to compare plans side by side and get the best value for your money if you’re shopping for health .insurance this video will help you make an educated decision regarding the health plan you’re going to select for you and your family.
Valley Health Plan – Affordable Health Coverage 2022
Valley Health Plan – This is not a sponsored video no one paid me to talk about this company I am a licensed insurance agent in California and have contracts with all the .insurance companies in the state I offer my services to people shopping for health insurance and have multiple videos about other insurance plans like blue shield kaiser health net oscar anthem blue cross as well as options available via covered California I will receive a commission if I help you enroll in a health insurance plan if you would like some help with plan selection determining if you qualify for a subsidy need to compare plans or don’t know whether pp or HMO is right for you or simply know everything. 
But you want to support a local small business please allow me to help and be your insurance agent I am thankful to be of assistance regardless .okay so moving on to the important stuff valley health plan or vhp for short is a local insurance company with contracts throughout Santa Clara county and recently expanding to surrounding counties at the moment they offer HMO plans on the individual market and have employee benefits group plans or commercial.
Options as well most people ignore the vhp plan mainly because they don’t know it or because it’s too cheap to be true I will show you the advantages and disadvantages of this health insurance
option and help you make a decision during the open enrollment so let’s start with the basis vhp is an HMO this means that you will have to choose a primary care provider which is a brainer not a problem and it’s even a good thing the primary care doctor will help you manage and coordinate care now the second characteristic of HMO is that you will need to get a referral to see a specialist this could be an issue for some but if you rarely see specialists this should not be a concern besides the referral process is a simple authorization and if done properly.
Valley Health Insurance Coverage | Lowest Prices Available 
Should not affect your care at all now third thing is in-network care only with HMOs just like kaiser that is also an HMO with you will only be able to access in-network hospitals doctors and other providers so to sum this up so far with an HMO plan you need to stay in-network you need to select the primary care doctor and get referrals to see a specialist. I will have a link under this video with the complete list of hospital doctors. Urgent care centers labs pharmacists and networks with the some of the major hospitals and networks the are O’Connor hospital san Luis regional, freeman hospital Lucille parker children’s hospital at Stanford Santa Clara valley medical center, and, Stanford hospital but only the hospital is a network so be careful you won’t be able to see standard Stanford providers by choice doctors have separate contracts from the hospital so don’t assume otherwise.
For specific doctors, you can use the database to search what doctors I network with this insurance company I have all the useful links below this post you can select your ship plan via covered California or you can apply directly with the.if you qualify for a subsidy I highly recommend applying via covered California as you will pay less for the same health insurance plan if you would like
to check your eligibility for the financial help you can look at the program eligibility table available on my website I have also recorded a video on this topic that will help you determine if you can get a subsidy to check it out this will help you save some money now I can’t move on without talking about the premium vhp is the lowest cost and transplant in Santa Clara County and has been since i remember that if you reside in Santa Clara County or in any zip code where this plan is offered it’s a chance for you to learn about this plan and its benefits. For More Details Click on this link.