Why Do I Need Health Insurance? Everyone needs health insurance. Healthcare is generally expensive and in emergency situations can be completely unaffordable. Foregoing medical attention is not a reasonable option. This could lead to a worsened medical condition and more expensive treatment down the road. Emergency room care is the most expensive form of medical…
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The Life Insurance Policy as an Options Package Life Insurance Product Options – There are several types of life insurance products available, divided into two main categories, Term Life Insurance and Permanent Life insurance: Term Life Insurance – Different Types Explained Term life insurance is bare-bones insurance coverage. You pay a premium every year and…
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How Does Life Insurance Work? The Life Insurance Basics Life Insurance Basics – We’ll try our best to define all the details about Life Insurance, Basics, and Plans, benefits, returns. Did you know that millions of people pay more than they need to for life insurance coverage every year? Even special medical conditions need not…
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What is an Annuity – Meaning, Definition, Benefits & Types What Is An Annuity? Well, it’s a fixed sum of money paid to someone each year, typically for the rest of their life. An annuity is a type of financial investment sold by insurance companies. Earnings on annuities are tax-deferred, meaning you do not pay…
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Definition, Plans, & Types of Health Insurance Basics and Overview Health Insurance Basics – Many moons ago, when people needed to see the doctor, they paid directly for his or her advice and services. Wow, things have certainly changed. Advancements in medicine have been breathtaking, providing us with the opportunity to live longer, more active…
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Auto Insurance Overview – Car and Auto Insurance Quotes Online Auto Insurance Overview – Auto insurance is extremely important to have when owning a car. It is usually required by law and you can sustain not only major monetary losses by not having it but legal trouble as well. Insurance will normally cover your vehicle,…
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Long-Term Care Insurance Explained Long-Term Care Insurance, an insurance product sold through a licensed insurance agent (one who represents the insurance company) or an insurance broker (one who represents the policy owner) helps provide for the cost of long-term care beyond a pre-determined period. Individuals who require long term care are generally not sick in…
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